Services / Proactive advisory
Know what you owe long before it’s due
Most business owners meet their tax bill on April 14th. We work your numbers all year - quarterly estimates, a full year-end projection, and strategies you can actually act on while there’s still time.
Retirement timing, accountable plan, entity election, and Q4 equipment placement — reviewed with you in October, not next spring.
Taxes are one of your biggest expenses. Treat them like one.
A return filed in the spring only reports what already happened. Planning gives you a chance to change the outcome while there’s still time.
What you get
Three core pillars of tax planning
Quarterly estimates
Never let one slip again. We calculate each payment and tell you when, where, and how much so you don't have underpayment penalties
Tax Forecast
It’s like having a crystal ball for your tax return. A full-year projection before the year closes, so you can plan cash flow confidently.
Tax Strategy
The specific moves that lower taxes owed - tailored to optimize your situation each year. Clarity that actually has an impact.
The deliverable
Clear answers. Actionable recommendations.
A sample Annual Tax Forecast for a two-owner S-corp. Click through the three parts.
Solo 401(k) profit-sharing top-up
Fund the employer contribution before the return deadline instead of leaving room on the table.
Accountable plan reimbursements
Home office, mileage, and phone moved out of personal spending and onto the business, properly documented.
Reasonable-compensation reset
Rebalance salary vs. distributions for next year — defensible, and it lowers payroll tax.
Q4 equipment placed in service
Timing a purchase you were making anyway so the deduction lands this year, not next.
Your year with us
Four touchpoints, no scrambling
Tax season stops being an event and becomes a checkpoint you already knew the answer to.
Tax Filings, handled
Seamlessly file your taxes. Q1 estimates scheduled at the same time.
Q2 estimate
Income up or down? We run the estimate so you’re not overpaying the government.
Q3 estimate
Payment amounts, links, and deadlines for every jurisdiction.
Projection & strategy
Your full-year forecast, the balance to set aside, and a ranked list of moves to make before December 31.
Who it’s for
Built for taxpayers with something to plan around
A good fit if
Probably not yet if
Frequently asked questions
How is this different from just having my taxes done?
A return reports what happened. Planning changes the outcome: we forecast the year before it closes, tell you the number to set aside, and hand you specific moves you can still make.
When does planning start?
Proactive Advisory starts with your tax return and follows the calendar year. If you're joining us as a new client mid-year and want to address something now, consider a Strategic Tax Assessment.
What do you need from me?
We'll have your tax return already, so planning involes a quick update on what has changed this year, recent paystubs, and current books (if we're not managing them). We'll handle the rest.
Will this actually save me money?
Our clients save on average $45k within 3 years. If you fall into the "Good Fit" categories above, this should not only save you money but give you confidence in your finances throughout the year.